WYOMING HEALTH INSURANCE
Wyoming residents have many options for health care coverage. There are numerous Wyoming insurance providers to choose from, along with a variety of Wyoming medical insurance plans designed to meet the specific needs of individuals, families and groups.
Whether you need independent self-employed health coverage, or your employer simply doesn’t offer group Wyoming health insurance benefits. Whether you are looking to cover your spouse and children under the same low rate, or you are a small business that wants to provide your employees with affordable coverage.
Whatever your situation, we are your one stop resource for all your health care needs – including reliable Wyoming medical insurance from the best Wyoming insurance providers around.
Wyoming Medical Insurance Laws, Regulations & Policies
There are several Wyoming health insurance laws and regulations that are put in place to protect policyholders living in the state. Under state laws, Wyoming insurance providers must offer guaranteed renewable plans, which means they are not allowed to cancel coverage once you’re accepted in a plan if you get sick or are injured.
Wyoming Medical Insurance and Health Care Programs
The state of Wyoming offers residents quite a few public health insurance programs to assist low-income residents in getting access to affordable health care and insurance coverage. These programs include:
In Wyoming, the Medicaid program is called EqualityCare, and it provides health insurance coverage for certain low-income residents and disabled citizens.
Wyoming Kid Care
The Wyoming Kid Care program is the state’s Children’s Health Insurance Program (SCHIP), which provides low-cost or free health coverage for children who do not qualify for Medicaid.
WYOMING HEALTH PLANS
COVERAGE OPTIONS FOR WYOMING STUDENTS
Stay on Parent’s Plan – if you are a full time student, you may be eligible to remain on your parent’s plan. It is easier since your parents will be handling the bills, but if you go to school out-of-state, your coverage levels may not be as robust as they would be in your home state. Also, your parent’s health insurance could be more expensive than other coverage options.
School Sponsored Plan – Some colleges offer their own health plan. Some common concerns with these plans is that they may not cover services off-campus or you can lose eligibility if you are a part-time student.
Student Health Plan – These plans are for full-time students typically between 17-29 years old. The major advantage with this plan is that the coverage will travel with you wherever you go in the US. However, it may require you to pay your premium in a single lump-sum amount and it is not available in every state.
Individual and Family Plans – You can also purchase an individual and family health plan. Individual and family health insurance is a type of health insurance coverage that is made available to individuals and families and offers a range of coverage benefits depending on the actual plan you select.
FOR FAMILIES AND INDIVIDUALS
Health Insurance works with Wyoming insurance providers that offer health insurance for individuals and families. Compare Wyoming individual and family health plans from various providers and select the plan best suited for your health care needs.
An Individual and Family Health Plan in Wyoming
A new Wyoming private health insurance plan may be right for you if:
You are self employed
Your employer does not offer a group plan
You are enrolled in a group plan, but it does not cover spouses or dependents
You are enrolled in a health plan, but the premiums are too high
You are enrolled in a health plan, but your benefits needs have changed
Affordable WY Individual & Family Medical Insurance
If both you and your spouse or domestic partner are looking for a new health insurance plan, we recommend that you look up health insurance quotes both together and separately to find the plan that is most affordable for you.
Depending on the health insurance company, Wyoming individual and family health insurance rates for couples can be based on the age of the youngest person on the policy. Some couples with an age difference of several years may find they save money by applying for the same plan rather than individually. Couples that are only a few years apart might be able to reduce their total costs by applying for separate health insurance plans. If you decide to apply for a health insurance plan as a couple, make sure the plan you choose covers the benefits both of you need.