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Individual & Family Health Insurance
Medicare Supplements
Dental Insurance
Small Business Health Insurance
Welcome to


There are many health insurance options open to those in the state of West Virginia who are uninsured or underinsured. If so, Health Plan One can help in quoting plans tailored to your needs and price range.Health Plan One can also assist small business owners in obtaining small group coverage. Pre-existing conditions, disabilities, or are you below an income level which could qualify you for free or low-costYou may be eligible in West Virginia for Medicaid, CHIP, one of the free or low-cost screening and immunization programs,family planning services, or the high risk pool.

Companies frequently have a waiting period before new employees can qualify to receive health insurance benefits. If this is the case with your new job, consider getting a short-term policy from the point where your previous coverage ends to the time when your new company’s insurance kicks in.

West Virginia Medicaid and Medicare Medicaid is a federal-state cooperative program which provides health coverage for low-income individuals and other disadvantaged groups. These include the elderly,disabled, blind, or pregnant women. There are family income ceilings associated with each Medicaid eligibility category as well as citizenship and other requirements.


The following data about health care coverage in West Virginia:

Overall West Virginia citizens- 1,794,049
West Virginia uninsured citizens – 14.62%
Overall West Virginia HMO admission – 271,895
Avg annual employee premium in WV employer-sponsored plan (after employer contrib): $1,049
Avg WV hospital cost per inpatient day (before insurance) – $1,176

West Virginia health plans for individuals, families and small businesses from most of the leading West Virginia health insurance companies.

West Virginia State Health sources
Residents can also refer to a number of resources within West Virginia:

West Virginia Medicaid
Provides information and eligibility requirements for this state and federally funded program

West Virginia Resources Home Page
A comprehensive list of programs and services available from the Department of Health and Human Resources

West Virginia Children’s Health Insurance
Information on the low cost health care plan for children and teenagers of working families


Health Care Coverage

Free and low cost health care resources available in West Virginia.

CHIP.  If the family income is below a certain level, The West Virginia Children’s Health Insurance Program will provide free health insurance for children under 18 who have no other insurance.

MEDICAID.  The West Virginia Department of Health and Human Services provides medical benefits to low income West Virginians though the Medicaid program.

FREE CLINICS.  There are at least nine free health care clinics in West Virginia and more on the way.

FAMILY PLANNING SERVICES.  Eligible low income women can receive free family planning services  including contraceptives at health departments or community health centers.

FREE DENTAL HYGIENE CARE. The West Virginia University Institute of Technology Dental Hygiene Program in Montgomery offers free cleanings and other dental services at certain times during the spring and fall semesters.