UTAH HEALTH INSURANCE
The Utah Life & Health Insurance Guaranty Association is a statutory entity created in 1979 when the Utah legislature enacted the Utah Guaranty Association Act. The guaranty association is composed of all insurers licensed to sell life insurance, accident and health insurance, and individual annuities in the state of Utah. In the event that a member insurer is found to be insolvent and is ordered to be liquidated by a court, the Guaranty Association Act enables the guaranty association to provide protection (up to the limits spelled out in the Act) to Utah residents who are holders of life and health insurance policies and individual annuities with the insolvent insurer.
Specifically, when a member insurer is found to be insolvent and is ordered liquidated, a special deputy receiver takes over the insurer under court supervision and processes the assets and liabilities through liquidation. The task of servicing the insurance company’s policies and providing coverage.
UTAH HEALTH PLANS
Utah health plans for individuals, families and small businesses from most of the leading Utah health insurance companies.
FOR INDIVIDUALS AND FAMILIES
Comprehensive coverage tailored to meet individual needs.
Deductible options starting at $500
Preventive care covered 100%
$10 co pays on most generic drugs
Maternity coverage available
Plans that give you control over health care dollars.
Compatible with tax-advantaged Health Savings Accounts (HSA)
Preventive Care covered 100%
Deductibles starting at $1,300 for singles and $2,600 for families
No maternity coverage
UTAH MEDICAID PROGRAM
Provides information and eligibility requirements for this state and federally funded program
RX CONNECT UTAH
Provides resources and eligibility requirements for assistance with prescription drug costs
When you’re healthy and rarely visit the doctor it’s easy to forget how important health insurance is until you actually need to use it. Minor injuries and emergency room visits can cost a lot to a college student on a budget. But one important point that most students forget is that they have more options than the average person when it comes to getting health coverage.
COVERAGE OPTIONS FOR UTAH STUDENTS
Stay on Parent’s Plan – if you are a full time student, you may be eligible to remain on your parent’s plan. It is easier since your parents will be handling the bills, but if you go to school out-of-state, your coverage levels may not be as robust as they would be in your home state. Also, your parent’s health insurance could be more expensive than other coverage options.
School Sponsored Plan - Some colleges offer their own health plan. Some common concerns with these plans is that they may not cover services off-campus or you can lose eligibility if you are a part-time student. Check to see if your school offers a health plan for its students.
Student Health Plan - These plans are for full-time students typically between 17-29 years old. The major advantage with this plan is that the coverage will travel with you wherever you go in the US. However, it may require you to pay your premium in a single lump-sum amount and it is not available in every state.
Individual and Family Plans - You can also purchase an individual and family health plan. Individual and family health insurance is a type of health insurance coverage that is made available to individuals and families and offers a range of coverage benefits depending on the actual plan you select.