OREGON HEALTH INSURANCE
1.Short Term Medical from 30-185 days Affordable temporary health insurance.
2.As a Regence member, you may receive discounted products and services from leading health-related companies in your area.
3.A healthcare company offering a full range of medical, dental, life, and stop loss insurance plans to the Oregon and Oregon region. At Life Wise Health Plan of Oregon, our benefits are tailored to meet your needs.
4.Offer more than just health insurance.Offering care that centers around you—from refilling most prescriptions online to emailing your doctor’s office anytime.
OREGON MEDICAL INSURANCE STATISTICS
Consider the following statistics about health care coverage in Oregon:
Total Oregon Residents – 3,780,230
Oregon uninsured residents – 16.56%
Total Oregon HMO enrollment – 1,014,130
Avg annual employee premium in OR employer-sponsored plan (after employer contribute): $612
Avg OR hospital cost per inpatient day (before insurance) – $2,336
OREGON HEALTH PLANS
Oregon Healthy Kids is dedicated to making sure every child and teen in the state has access to health insurance their families can afford. Healthy Kids provides no-cost, low-cost and full-cost health coverage options for uninsured Oregon children and teens up to 19 years of age. Coverage lasts for one full year and covers all health needs, including doctor visits, dental care, vision, mental or behavioral health services, prescriptions, and more. Children will not be turned away due to pre-existing conditions or be put on a waiting list. No family makes too much money for Healthy Kids. Family income will determine whether a child is eligible for the no-cost, low-cost or full-cost coverage option.
HEALTH PLANS FOR INDIVIDUALS AND FAMILIES
Health Insurance works with Oregon insurance providers that offer health insurance for individuals and families. Compare Oregon individual and family health plan from various providers and select the plan best suited for your health care needs.
You are self employed
Your employer does not offer a group plan
You are enrolled in a group plan, but it does not cover spouses or dependents
You are enrolled in a health plan, but the premiums are too high
You are enrolled in a health plan, but your benefits needs have changed
AFFORDABLE OR INDIVIDUAL & FAMILY MEDICAL INSURANCE
If both you and your spouse or domestic partner are looking for a new health insurance plan, we recommend that you look up health insurance quotes both together and separately to find the plan that is most affordable for you.
Depending on the health insurance company, Oregon individual and family health insurance rates for couples can be based on the age of the youngest person on the policy. Some couples with an age difference of several years may find they save money by applying for the same plan rather than individually. Couples that are only a few years apart might be able to reduce their total costs by applying for separate health insurance plans. If you decide to apply for a health insurance plan as a couple, make sure the plan you choose covers the benefits both of you need.
HEALTH PLANS FOR STUDENTS
Federal Health reform law states that after September 23, 2010, children are allowed to stay on their parents’ insurance plan until age 26, whether or not they are enrolled in school. Certain states may have additional rules determining dependency eligibility. Check with the Oregon State Department of Insurance or your parents’ insurance carrier.