NEW YORK HEALTH INSURANCE
Studies show that New Yorkers pay as much as 26% more for their health insurance than any state in the U.S. In many ways that makes sense to the average resident of the most active and yet most expensive state in the country and some never question it—you should. You don’t have to pay such high health insurance premiums to get good quality health care. If you are unemployed, or temporarily without health insurance, New York residents can get state health insurance care through programs such as Family Health Plus that offers adults who are not eligible for Medicaid cheap health insurance. Child Health Plus has good health insurance for the children in the family. Small business owners can find affordable health insurance for their employees through Healthy NY, a program offered by the state. Federal government also offers many programs to help those struggling with the high costs of health insurance. The best way to find affordable New York health insurance is to compare plans and coverage options from multiple health insurance companies. If you are not yet ready to buy, feel free to utilize the many resources on our site to educate yourself about New York health insurance.
NEW YORK HEALTH PLANS
Summary Program Description (SPD) provides you with a summary of your health benefits under the New York City Health Benefits Program. It includes general program information concerning your benefits and responsibilities as well as important details that you must know about eligibility, enrollment and health plans available to employees and retirees.
HEALTH PLANS FOR KIDS
New York State has a health insurance plan for kids, called Child Health Plus. Depending on your family’s income, your child may be eligible to join either Children’s Medicaid or Child Health Plus. Both Children’s Medicaid and Child Health Plus are available through dozens of providers throughout the state.
NEW YORK HEALTH PLANS FOR INDIVIDUALS & FAMILIES
New York Individual & Family Medical
New York Dental Insurance
New York Health Discount Cards
New York Health Savings Accounts
New York Medicare
New York Medicare Supplement Plans(Medigap)
New York Medicare Advantage Plans(Part C)
New York Medicare Part D Plans
New York Accident Insurance
NEW YORK HEALTH PLANS FOR SMALL BUSINESSES
New York Small Business Health Insurance
New York Group Dental Insurance
New York Group Vision Insurance
HEALTH PLANS FOR STUDENTS
Stay on Parent’s Plan - if you are a fulltime student, you may be eligible to remain on your parent’s plan. It is easier since your parents will be handling the bills, but if you go to school out-of-state, your coverage levels may not be as robust as they would be in your home state. Also, your parent’s health insurance could be more expensive than other coverage options.
School Sponsored Plan - Some colleges offer their own health plan. Some common concerns with these plans is that they may not cover services off-campus or you can lose eligibility if you are a part-time student. Check to see if your school offers a health plan for its students.
Student Health Plan - These plans are for full-time students typically between 17-29 years old. The major advantage with this plan is that the coverage will travel with you wherever you go in the US. However, it may require you to pay your premium in a single lump-sum amount and it is not available in every state.
Individual and Family Plans - You can also purchase an individual and family health plan. Individual and family health insurance is a type of health insurance coverage that is made available to individuals and families and offers a range of coverage benefits depending on the actual plan you select.