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Individual & Family Health Insurance
Medicare Supplements
Dental Insurance
Small Business Health Insurance
Welcome to Healthinz.com

MICHIGAN HEALTH INSURANCE

Michigan-based Priority Health offers group health insurance plans, HMO coverage, and options for individual and family medical plans.

PRIORITY HEALTH COMPANY PROFILE

Our core purpose Improving health by providing all people access to affordable and excellent health care.

Members

More than 600,000 people are covered by Priority Health plans.

Employer groups

More than 12,000 employers offer Priority Health coverage to their employees.

Providers

More than 16,000 doctors and other health care providers have chosen to participate in the Priority Health network. Our network also includes more than 100 acute-care hospitals.

MICHIGAN MEDICAL INSURANCE STATISTICS

Consider the following statistics about health care coverage in Michigan:

Total Michigan Residents – 9,863,248
Michigan uninsured residents – 11.67%
Total Michigan HMO enrollment – 2,793,840
Avg annual employee premium in MI employer-sponsored plan (after employer contrib): $735
Avg MI hospital cost per inpatient day (before insurance) – $1,642

MICHIGAN  HEALTH PLANS

An Individual and Family Health Plan in Michigan
A new Michigan private health insurance plan may be right for you if:

You are self employed
Your employer does not offer a group plan
You are enrolled in a group plan, but it does not cover spouses or dependents
You are enrolled in a health plan, but the premiums are too high
You are enrolled in a health plan, but your benefits needs have changed

Affordable MI Individual & Family Medical Insurance

If both you and your spouse or domestic partner are looking for a new health insurance plan, we recommend that you look up health insurance quotes both together and separately to find the plan that is most affordable for you. Depending on the health insurance company, Michigan individual and family health insurance rates for couples can be based on the age of the youngest person on the policy. Some couples with an age difference of several years may find they save money by applying for the same plan rather than individually. Couples that are only a few years apart might be able to reduce their total costs by applying for separate health insurance plans. If you decide to apply for a health insurance plan as a couple, make sure the plan you choose covers the benefits both of you need.

HEALTH INSURANCE COVERAGE FOR MICHIGAN STUDENTS

When you’re healthy and rarely visit the doctor it’s easy to forget how important health insurance is until you actually need to use it. Minor injuries and emergency room visits can cost a lot to a college student on a budget. But one important point that most students forget is that they have more options than the average person when it comes to getting health coverage.

Coverage Options for Michigan Students

Stay on Parent’s Plan – if you are a fulltime student, you may be eligible to remain on your parent’s plan. It is easier since your parents will be handling the bills, but if you go to school out-of-state, your coverage levels may not be as robust as they would be in your home state. Also, your parent’s health insurance could be more expensive than other coverage options.

School Sponsored Plan - Some colleges offer their own health plan. Some common concerns with these plans is that they may not cover services off-campus or you can lose eligibility if you are a part-time student. Check to see if your school offers a health plan for its students.

Student Health Plan - These plans are for full-time students typically between 17-29 years old. The major advantage with this plan is that the coverage will travel with you wherever you go in the US. However, it may require you to pay your premium in a single lump-sum amount and it is not available in every state.

Individual and Family Plans - You can also purchase an individual and family health plan. Individual and family health insurance is a type of health insurance coverage that is made available to individuals and families and offers a range of coverage benefits depending on the actual plan you select.