MASSACHUSETTS HEALTH INSURANCE
Massachusetts Medical Insurance Statistics
Consider the following statistics about health care coverage in Massachusetts:
Total Massachusetts Residents – 6,374,745
Massachusetts uninsured residents – 5.43%
Total Massachusetts HMO enrollment – 2,210,423
Avg annual employee premium in MA employer-sponsored plan (after employer contrib): $1,110
Avg MA hospital cost per inpatient day (before insurance) – $2,113
Source data according to the Kaiser Family Foundation.
MASSACHUSETTS HEALTH PLANS
Massachusetts health plans for individuals, families and small businesses from most of the leading Massachusetts health insurance companies.
MASSACHUSETTS STATE HEALTH RESOURCES
Residents can also refer to a number of resources within Massachusetts:
State of Massachusetts Medical Assistance Programs
Massachusetts Medical Services for Adults and Children with Disabilities
AN INDIVIDUAL AND FAMILY HEALTH PLAN IN MASSACHUSETTS
A new Massachusetts private health insurance plan may be right for you if:
You are self employed
Your employer does not offer a group plan
You are enrolled in a group plan, but it does not cover spouses or dependents
You are enrolled in a health plan, but the premiums are too high
You are enrolled in a health plan, but your benefits needs have changed
Coverage Options for Massachusetts Students
Stay on Parent’s Plan - if you are a full time student, you may be eligible to remain on your parent’s plan. It is easier since your parents will be handling the bills, but if you go to school out-of-state, your coverage levels may not be as robust as they would be in your home state. Also, your parent’s health insurance could be more expensive than other coverage options.
School Sponsored Plan - Some colleges offer their own health plan. Some common concerns with these plans is that they may not cover services off-campus or you can lose eligibility if you are a part-time student. Check to see if your school offers a health plan for its students.
Student Health Plan - These plans are for full-time students typically between 17-29 years old. The major advantage with this plan is that the coverage will travel with you wherever you go in the US. However, it may require you to pay your premium in a single lump-sum amount and it is not available in every state.
Individual and Family Plans - You can also purchase an individual and family health plan. Individual and family health insurance is a type of health insurance coverage that is made available to individuals and families and offers a range of coverage benefits depending on the actual plan you select.