1. Plan Insurance:- Plan is a type of life insurance which provides coverage at a fixed rate of payments for a limited period of time.It’s a pure death benefit plan.
Even now there are riders like accidental death rider, terminal illness, and waiver of premium in critical Illness etc are available with these plans.
(a) Protection Plan:- Our protection plans are specific life insuranceplans that aim to shield your family through various eventualities such as death, accidents and sickness.
(b) Savings $ investment Plan:-Our savings and investment plans are specific life insurance plans that offer you various avenues to save and earn.These plans will help you invest systematically and in a disciplined manner, thus ensuring that you and your family achieve your financial goals
(c) Retirement Plans:-Our retirement plans provide you with a sense of financial security post your working life and ensure that you live your golden years with financial independence and dignity.
(d) Childs Plan:-Our child insurance plans are specific life insurance policies that offer you solutions through which you can aim to fulfill the aspirations of your children. These plans also keep you financially prepared for their higher education fees,as well as important events like weddings â€“ all while offering your children financial protection from eventualities.
2. Health Insurance:- Health insurance provides coverage for medicine, visits to the doctor or emergency room, hospital stays and other medical expenses. Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyhoHealth insurance can be directly purchased by an individual, or it may be provided through an employer.
Medicare and Medicaid are programs which provide health insurance to elderly, disabled, or un-insured individuals.
3. Benefits of Life Insurance:- Benefit of life insurance is that the financial interests of oneâ€™s family remain protected from circumstances such as loss of income due to critical illness or death of the policyholder. Simultaneously, insurance products also have a strong inbuilt wealth creation proposition.The customer therefore benefits on two counts and life insurance occupies a unique space in the landscape of investment options available to a customer.
Each of us has some goals in life for which we need to save.Once, they decide to start a family, the goal changes to planning for the education or marriage of their children. The instrument in which you invest should offer corresponding benefits pertinent to the new life stage.